General information, not legal advice. Landlord-tenant rules change, and cities and counties can add their own. Check the current statute and local ordinances, and talk to a licensed attorney before you act.
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The short version
- Homeowner associations follow the Maryland Homeowners Association Act, and condominiums follow the Maryland Condominium Act.
- Owners may examine association books and records, and on written request the board must send recent financial statements or meeting minutes within 21 days, or 45 days for records older than three years.
- Unpaid assessments can generally become a lien on the home under the Maryland Contract Lien Act when the governing documents allow it.
Maryland homeowner associations follow the Maryland Homeowners Association Act, and condominiums follow the Maryland Condominium Act. Owners can review association records, and boards must send recent financial statements and minutes on written request.
Maryland hoa laws at a glance
| Rule | Maryland | Law |
|---|---|---|
| Governing law | Homeowner associations follow the Maryland Homeowners Association Act, and condominiums follow the Maryland Condominium Act. | Md. Code, Real Property Title 11B and Title 11 |
| Owner access to records | Owners may examine association books and records, and on written request the board must send recent financial statements or meeting minutes within 21 days, or 45 days for records older than three years. | Md. Code, Real Property 11B-112 |
| Assessments and liens | Unpaid assessments can generally become a lien on the home under the Maryland Contract Lien Act when the governing documents allow it. | Maryland Contract Lien Act |
The governing law
Association rules come in layers: state law first, then the declaration, the bylaws and finally board rules. A rule that conflicts with a higher layer usually fails.
Governing law. Homeowner associations follow the Maryland Homeowners Association Act, and condominiums follow the Maryland Condominium Act. (Md. Code, Real Property Title 11B and Title 11)
Records
Owner access to records. Owners may examine association books and records, and on written request the board must send recent financial statements or meeting minutes within 21 days, or 45 days for records older than three years. (Md. Code, Real Property 11B-112)
Board meetings
We could not confirm a statewide rule here. Check your county court or a local attorney.
Assessments, liens and collections
Assessments and liens. Unpaid assessments can generally become a lien on the home under the Maryland Contract Lien Act when the governing documents allow it. (Maryland Contract Lien Act)
Rental restrictions
We could not confirm a statewide rule here. Check your county court or a local attorney.
Mistakes to avoid
- Holding board decisions without the notice owners are entitled to.
- Not keeping records ready for owner requests.
- Fining owners without the notice and hearing steps in the governing documents.
- Enforcing rental rules that are not in the recorded documents.
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General information, not legal advice.
Verify current law
We last checked these Maryland rules on . Laws change and cities can add their own, so confirm the current text before you rely on it, and talk to a Maryland attorney about your situation.
Laws named on this page
- Md. Code, Real Property Title 11B and Title 11
- Md. Code, Real Property 11B-112
- Maryland Contract Lien Act
Official sources
Maryland forms for this topic
Asked by landlords in this state.
Which law governs HOAs in Maryland?
Homeowner associations follow the Maryland Homeowners Association Act, and condominiums follow the Maryland Condominium Act. Source: Md. Code, Real Property Title 11B and Title 11.
Can Maryland homeowners see association records?
Owners may examine association books and records, and on written request the board must send recent financial statements or meeting minutes within 21 days, or 45 days for records older than three years. Source: Md. Code, Real Property 11B-112.