Colorado HOA Laws: Boards, Records, Assessments and Rentals

By TenantLoop teamUpdated 2 min read

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General information, not legal advice. Landlord-tenant rules change, and cities and counties can add their own. Check the current statute and local ordinances, and talk to a licensed attorney before you act.

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The short version

  • Homeowner associations and condominiums are governed by the Colorado Common Interest Ownership Act.
  • Owners may examine and copy association records after a written request, with limits on what can be withheld.
  • Board meetings are generally open to owners, and owners receive advance notice of owner meetings.
  • Associations generally must adopt a written collection policy and offer a payment plan before turning a delinquent account over for collection.
  • An association may not foreclose when the debt is only fines or collection costs, and foreclosure is allowed only after a substantial amount of assessments is past due.

Colorado homeowner associations and condominiums are governed by the Colorado Common Interest Ownership Act. It covers records, open meetings, collection policies and limits on foreclosure.

Colorado hoa laws at a glance

RuleColoradoLaw
Governing lawHomeowner associations and condominiums are governed by the Colorado Common Interest Ownership Act.C.R.S. title 38, article 33.3
Owner access to recordsOwners may examine and copy association records after a written request, with limits on what can be withheld.Colorado Common Interest Ownership Act
Board meeting noticeBoard meetings are generally open to owners, and owners receive advance notice of owner meetings.Colorado Common Interest Ownership Act
Assessments and liensAssociations generally must adopt a written collection policy and offer a payment plan before turning a delinquent account over for collection.Colorado Common Interest Ownership Act
Limits on foreclosureAn association may not foreclose when the debt is only fines or collection costs, and foreclosure is allowed only after a substantial amount of assessments is past due.Colorado Common Interest Ownership Act

The governing law

Association rules come in layers: state law first, then the declaration, the bylaws and finally board rules. A rule that conflicts with a higher layer usually fails.

Governing law. Homeowner associations and condominiums are governed by the Colorado Common Interest Ownership Act. (C.R.S. title 38, article 33.3)

Records

Owner access to records. Owners may examine and copy association records after a written request, with limits on what can be withheld. (Colorado Common Interest Ownership Act)

Board meetings

Board meeting notice. Board meetings are generally open to owners, and owners receive advance notice of owner meetings. (Colorado Common Interest Ownership Act)

Assessments, liens and collections

Assessments and liens. Associations generally must adopt a written collection policy and offer a payment plan before turning a delinquent account over for collection. (Colorado Common Interest Ownership Act)

Limits on foreclosure. An association may not foreclose when the debt is only fines or collection costs, and foreclosure is allowed only after a substantial amount of assessments is past due. (Colorado Common Interest Ownership Act)

Rental restrictions

We could not confirm a statewide rule here. Check your county court or a local attorney.

Mistakes to avoid

  • Holding board decisions without the notice owners are entitled to.
  • Not keeping records ready for owner requests.
  • Fining owners without the notice and hearing steps in the governing documents.
  • Enforcing rental rules that are not in the recorded documents.
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Verify current law

We last checked these Colorado rules on . Laws change and cities can add their own, so confirm the current text before you rely on it, and talk to a Colorado attorney about your situation.

Laws named on this page

  • C.R.S. title 38, article 33.3
  • Colorado Common Interest Ownership Act

Official sources

Colorado forms for this topic

Every Colorado form in one place

Before you act on it. Check the statute too; this is not legal advice.

Which law governs HOAs in Colorado?

Homeowner associations and condominiums are governed by the Colorado Common Interest Ownership Act. Source: C.R.S. title 38, article 33.3.

Can Colorado homeowners see association records?

Owners may examine and copy association records after a written request, with limits on what can be withheld. Source: Colorado Common Interest Ownership Act.

Can a Colorado HOA foreclose for unpaid dues?

An association may not foreclose when the debt is only fines or collection costs, and foreclosure is allowed only after a substantial amount of assessments is past due. Source: Colorado Common Interest Ownership Act.

TenantLoop team · reviewed

Written by the team building TenantLoop. Our guides are general information for landlords and property managers; check current law and talk to a qualified professional before you act.